Consumer Alert: Recent Denver Storms Leading to Roofing Company Fraud

The recent wave of Denver area storms has brought the roofing scammers out.  

 

The Denver Chapter of the Better Business Bureau is warning consumers who were hit by the recent Denver hail storms that Green Start Construction is scamming people needing roof repairs. It has been reported that they have taken payments from more than a dozen home owners, and never begun any work. Currently, the owner Anthony Marquez has not responded to calls or any attempts to speak with him.

 

In another roofing scam this summer, the Colorado Attorney General has indicted five men for offering homeowners in Arapahoe, Boulder, Delta, Jefferson, Larimer, Mesa, Monroe, and Ouray counties extremely low prices for roofing work, and even beginning work on some homes without permission.  Then, they inflated the final price claiming that extra work was needed. One man reportedly paid more than 24,000 for work far below standards.

 

Please be aware that by Colorado Senate Bill 38, roofing companies can’t pay, waive, or reimburse homeowners for their insurance deductible.  Legitimate roofing and construction companies are definitely losing money due to companies operating outside the law, and offering to pay insurance deductibles.

 

Before you decide to do business with any roofing or construction company consider the following:

 

  1. Don’t be rushed into a decision. Say “No Thank You” when pressured by a contractor to sign now in order to get a discount or a deal.
  2. Learn about the company.
  3. Ask for referrals from similar jobs.
  4. Ask how long the company has been operating, and check out their history with the Denver Better Business Bureau and online.
  5. Insist on getting a few written estimates that describe the work to be done and materials used in detail.
  6. Make sure the company is bonded and insured.
  7. Insist on a written contract for everything.
  8. Never prepay for services.
  9. If an offer looks to be good to be true like the example above, investigate it thoroughly. It probably is.

 

If you are having trouble getting information about a company, you can contact the Colorado Secretary of State at (303) 894-2200. CJ Restoration is happy to give you a second opinion, or answer questions about an offer from another company. Feel free to call us (303) 690-9253 with any question about your damaged roof or home.

How To Spot Hail And Wind Roof Damage Quickly From A Typical Denver Storm

Wind damage from typical Denver storms can range from missing shingles to cracks in the seal between shingles to larger cracks that allow water directly into your home. Hail storm damage can actually bruise and dent you roof in a manner that allows the structure of your damaged roof to be weakened enough to allow water into our home. If you spot roof damage quickly you can reduce the chance that additional damage will occur.

Some roof damage like missing shingles is easy to spot,  while other damage like bruised, dented, or mold damaged shingles can be almost invisible from the road.

Roofing Contractors Are the Best Choice for Roof Inspection

Missing shingles from a Denver area hail storm.

shingles2

Mold damaged roof near Aurora, CO.

 If you have binoculars, it may help to use them as you inspect your roof from your yard or road. If you need to get a closer look at your roof you can use a ladder. Do not go on or walk around your roof. It’s possible that you may cause more damage, and the structure of our roof may not be stable if the weather that caused the damage was severe enough.

Common Signs of Roof Damage

  • Missing shingles
  • Bruised or dented asphalt shingles
  • Sagging ceiling
  • Visible buckling
  • Discoloration of shingles
  • Cracked or broken tile, slate, or concrete shingles
  • Granules collecting in gutters or downspouts
  • Leaks in your roof or ceiling
  • Dent on vents, gutters, or flashing

 Common Signs of Exterior Home Damage

  •  Dings and dents
  • Cracks and splitting
  • Holes and breaks
  • Chipping and discoloration

 Common Signs of Window Damage

  • Shattered windows
  • Window screen tears
  • Cracks and holes
  • Broken panes
  • Damaged frame

You can use the lists above to assess if you need to call your insurance agent. You can call a trusted roofing company like CJ Restoration at 303 690-9253 to give you a free, no obligation inspection and report of your damage, advise you if our roof and exterior damage is covered by your insurance, and work hand-in-hand to maximize your insurance claim.

 

 

 

 

 

 

Roofing Contractors Are the Best Choice for Roof Inspection

Why You Need a Contractor to Inspect Your Roof

The winter is almost over, and you suspect that your roof may have been damaged during this very harsh winter. You know you want it inspected, but should you call a contractor? The answer to that is yes, and here’s why.

How a Contractor Can Help You

We recommend that your roof be inspected at least twice a year to look for worn out areas and/or damage. Generally, this should be done in the spring and in the fall. Yet, if you suspect that your roof is damaged, you might not know the extent of it. It can be dangerous for homeowners to climb up on their roofs to look for damaged areas.

We as professionals have the experience and can help you assess the full extent of any damage, including looking for loose shingles or roofing nails, or even sagging, which may indicate structural problems.

Once the damage is assessed, we will explain what it takes to repair or replace the roof. If a claim needs to be filed because the damage was due to a past storm we’ll help you with that as well. We will also help you pick the right kind of roof your home needs, including providing information on the following:

  • Types of shingle/material – Choosing the Right Roofing Material Could Save You Money and Help the Environment
  • Color
  • Style
  • Performance
  • Warranties
  • Roof Size

 

New roofs or repairs can be a big investments, and you don’t want to do them wrong. We will assist you with every step of the process. Don’t try to do the repairs yourself, this may cause your roof claim to be denied or cause more damage and potentially create new issues. You can make emergency repairs in order to stop more damage that can be done by not doing anything at all, but the best thing to do is call us to put on an emergency repair.

Why Choose CJ Restoration

We know you have a lot of choices when it comes to contractors in Colorado. CJ Restoration is an experienced General Contractor, specializing in roof, gutters and siding repairs.

CJ Restoration understands that damage needs to be taken care ASAP to prevent further issues. We work hard to ensure that all the needed work gets done in a timely manner. We also offer free estimates. Contact us today at (303) 690-9253 to learn more about our services.

How to Submit an Insurance Claim for Roof Damage

How to Submit an Insurance ClaimStorm damage caused by wind & hail are usually the causes of roof damage. Some homeowners don’t know how to file an insurance claim after one of these events – or even if they should because many fear it will raise their insurance premiums.

First of all, let’s put your mind at ease. These types of claims are known as Acts of God, and they won’t raise your premiums. We’ll help you file a claim, here’s what we’ll do with you:

1. Make a note of the day that the event occurred: If you don’t have pictures of the storm, we’ll have some or you can find some online.

2. Set up an appointment with us to do your inspection: We are a trusted roofing company and will come inspect your roof for you. There are many roofing and restoration companies out there; we have recommendations from customers we have serviced. You can check us out online, and see reviews we have there too, we want to ensure you that you’re working with a reliable local company.

3. We’ll call in the claim with you to get the process started: Some insurance companies want you to be involved from the beginning. We know the proper claim procedures and can assist you through the whole process.

4. Coordinate with the adjuster: The insurance adjuster will call and let you know when they are coming out to your house to survey the damage and will verify what they will & will not cover. We will be there when the insurance adjuster comes to survey the damage. We will make sure they are aware of ALL the damage for their estimate.

5. Receive the settlement quote: Once you receive your settlement quote from the insurance company we can compare it to our estimate. If we find major discrepancies on damage estimates, we’ll notify adjuster and have them revise to cover everything you need repaired back to its original or better condition.

6. Get the work done: Once claim is approved, then you’ll receive your 1st settlement check. You can then use this money to get your roof fixed. Upon completion the will issue the final check after it passes inspection.

At CJ Restoration, we understand your needs. We will provide you with the best service and get the work done in a timely manner. Contact us today 303-690-9253.